专业描述

According to the Wall Street Journal, “An actuary interprets statistics to determine probabilities of accidents, sickness, and death, and loss of property from theft and natural disasters”. This narrow definition does not reflect the recent expansion of the duties and opportunities of actuaries. A more current definition could be: “Actuaries are specially-trained professionals who use their knowledge of probability, statistics, and specific models to evaluate and price risks”. Actuaries are business professionals who use mathematical skills to define, analyze, and solve business and social problems. They are generally employed in life, health, and property/casualty insurance companies, consulting firms, and government. In the U.S., actuaries are certified through a rigorous series of professional exams administered by the Society of Actuaries (SoA) and the Casualty Actuarial Society (CAS). These exams are approved internationally, through numerous mutual recognition agreements between American and foreign actuarial bodies.